International Travel and Health Insurance
By Jenny Gill
In order to really enjoy your holiday you need to make sure that you are fully prepared, you have to make sure your bags are packed; your passport and papers are in order. Before you depart, you will chat for ages about all the wonderful things you want to do; you will be very excited and you will probably have no concerns if you have planned properly.
Despite all the excitement of travel, Americans however, do have some concerns. According to a survey by the Chubb Group, more than 70% of Americans surveyed said their greatest concern when traveling is suffering a medical emergency…more than double the fear of being mugged (30.7%), three times the fear of being injured in a terrorist attack (23.4%).
What happens if a medical emergency arises when traveling overseas? Many people assume that while they are out of the U.S. or Canada they will be covered by their standard medical plan. However, most traditional health insurance plans are not designed for international travel. According to the U.S. Department of Commerce, approximately 27 million travelers board U.S. airlines for overseas destinations and almost 26 million foreign travelers come to the U.S. each year. However, many are not prepared for a medical emergency abroad. Most traditional health insurance plans would not cover an unexpected illness or injury during international travel. But travelers with international medical insurance would have protection for scenarios ranging from a local ambulance trip to an emergency evacuation for care at the nearest qualified medical facility.
Some even offer repatriation flights out of the country where the traveler is located back to the U.S. Available plans can cover individuals or groups for specific periods of time abroad and can be in effect should they be stationed abroad for an extended period of time. There are policies for corporations to insure their personnel, plans to cover missionaries who are on an outreach program and for those participating in extreme sports.
So, in conclusion, in order to really enjoy your holiday, as well as being fully prepared with your bags packed; your passport and papers in order, make sure your International Travel and Health Insurance is in place and suitable for your needs.
Author: Jenny Gill is an international author with vast experience in a diverse range of subjects, for more information visit www.recreationforallsyte.com
Jenny Gill is an international author with an immense range of knowledge and skills in a wide range of areas. Jenny is a mother and a grandmother and devotes a lot of her time supporting the aged in her community.
Tags: Health Insurance, International Travel