By Elizabeth Newberry

Even though many states are cracking down by requiring drivers to show proof that they hold the states minimum automobile insurance or financial responsibility before they can register their vehicles, there are still drivers who are slipping by. Why would a driver choose not to insure himself and his automobile? Many drivers feel that by purchasing automobile insurance, or by forking out the minimum amount of money to cover the financial responsibility requirements of their state, they are spending money theyll never see again. Plus, this money they feel 'theyll never see again' is usually money they feel they cant afford. However, should these drivers find themselves in an automobile accident without at least the minimum automobile insurance or financial responsibility requirements of their state, the legal mess will most likely cost much more than the automobile insurance payments or financial responsibility would have cost.

If youre thinking about 'slipping by' without purchasing the minimum automobile insurance or showing the minimum financial responsibility required by your state, dont. You may think youre an excellent driver who will never cause an accident, but your state has made automobile insurance or financial responsibility a legal requirement for a reason and its not just to protect drivers who may be involved in an accident in which you are at fault - its also a legal requirement that will protect you.

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